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When was the article approved?
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Inconsistencies detected among the 4 documents in the product’s pre-contractual document set
2 or more product innovations identified in the document compared to the 3 main competitor documents
1 section common to all proprietary documents identified as containing adiscrepancy
4 documents found to be non-compliant with the relevant industry guidelines
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What exclusions apply to the coverage offered by the Premium insurance product?
The Premium product does not cover the death of the insured in the following cases:
- Death resulting from intentional acts by the policyholder or the beneficiary;
- Death caused by the insured’s active participation in war - or terrorist acts;
- Death resulting from the practice of extreme sports that were not declared at the time of subscription;
- Death caused by pre-existing medical conditions that were not disclosed at the time of subscription;
- Death caused by suicide within the first 24 months from the policy’s effective date
- Death resulting from intentional acts by the policyholder or the beneficiary;
- Death caused by the insured’s active participation in war - or terrorist acts;
- Death resulting from the practice of extreme sports that were not declared at the time of subscription;
- Death caused by pre-existing medical conditions that were not disclosed at the time of subscription;
- Death caused by suicide within the first 24 months from the policy’s effective date
The Premium product does not cover the death of the insured in the following cases:
- Death resulting from intentional acts by the policyholder or the beneficiary;
- Death caused by the insured’s active participation in war - or terrorist acts;
- Death resulting from the practice of extreme sports that were not declared at the time of subscription;
- Death caused by pre-existing medical conditions that were not disclosed at the time of subscription;
- Death caused by suicide within the first 24 months from the policy’s effective date
- Death resulting from intentional acts by the policyholder or the beneficiary;
- Death caused by the insured’s active participation in war - or terrorist acts;
- Death resulting from the practice of extreme sports that were not declared at the time of subscription;
- Death caused by pre-existing medical conditions that were not disclosed at the time of subscription;
- Death caused by suicide within the first 24 months from the policy’s effective date
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